Certificates of Deposit Accounts
- Interest compounded and credited monthly
- Interest payment options available
- Competitive rates with the convenience of automatic renewal
Earn more with a higher interest rate. Call us and ask us about any CD specials we are running.
CD Term |
Minimum Balance to open |
Minimum Daily Balance to obtain APY |
Rate |
Annual Percentage Yield (APY) |
Early Withdrawal Penalty |
|---|---|---|---|---|---|
30 Days |
$ 500.00 |
$ 500.00 |
0.10% |
0.10% |
Equal to 30 days interest |
90 Days |
$ 500.00 |
$ 500.00 |
0.20% |
0.20% |
Equal to 90 days interest |
6 Months |
$ 500.00 |
$ 500.00 |
0.30% |
0.30% |
Equal to 90 days interest |
12 Months |
$ 500.00 |
$ 500.00 |
0.50% |
0.50% |
Equal to 90 days interest |
15 Months |
$ 500.00 |
$ 500.00 |
0.75% |
0.75% |
Equal to 180 days interest |
18 Months |
$ 500.00 |
$ 500.00 |
0.60% |
0.60% |
Equal to 180 days interest |
24 Months |
$ 500.00 |
$ 500.00 |
0.70% |
0.70% |
Equal to 180 days interest |
30 Months |
$ 500.00 |
$ 500.00 |
0.80% |
0.80% |
Equal to 180 days interest |
36 Months |
$ 500.00 |
$ 500.00 |
1.00% |
1.00% |
Equal to 180 days interest |
48 Months |
$ 500.00 |
$ 500.00 |
1.03% |
1.03% |
Equal to 180 days interest |
60 Months |
$ 500.00 |
$ 500.00 |
1.08% |
1.09% |
Equal to 180 days interest |
CD Specials
Beat your rate! If you can find a better rate, we will beat it by .05!**
All CD accounts come with:
| Balance Insured Up to FDIC Applicable Limits | Online and Mobile Bill Pay | Mobile App Accessibility |
For complete information, refer to our Truth in Savings disclosure available at any retail location.
APY = Annual Percentage Yield is accurate as of 5/26/2021. Terms and conditions are subject to change without notification. Fees could reduce earnings. No broker deposits. **Beat your rate, must prove through advertisement or written proof offer of better rate. We will only beat rates within 25 miles from our Ryan, Oklahoma and Edmond, Oklahoma retail locations. We reserve the right to modify, suspend or terminate this promotion for any reason, without notice, at any time.